McIntosh County property record for 3865 Pine Harbor Rd NE, Townsend, GA 31331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,316 sqft · built 1932 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0061-A-0039 |
| Primary APN | 0061-A-0039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| 1st Floor Area | 1,316 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Corner |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3153 |
|---|---|
| Street Address | 3865 PINE HARBOR RD NE |
| City | TOWNSEND |
| State | GA |
| Zip | 31331-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 4 AND 8' LT 3 FAIRHOPE SD PINEHARBOR |
| Legal Subdivision | FAIRHOPE SD |
| Legal Lot Number | 3,4 |
| Jurisdiction | MCINTOSH GA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 110102 |
3865 Pine Harbor Rd NE is owned and occupied by an individual who acquired it in May 2004.
Source: McIntosh County records, as of March 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3865 PINE HARBOR RD NE, TOWNSEND, GA 31331-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2004 |
| Deed Sale | May 28, 2004 |
| Deed Book / Page | 368 / 184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Property Address | 3865 PINE HARBOR RD NE, TOWNSEND, GA 31331-3152 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3865 PINE HARBOR RD NE, TOWNSEND, GA 31331-3152 |
| Document Number | 0000000701/0000000792 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 0000000701/0000000792 |
| Instrument | 001263 |
| Name | SOUTHEASTERN BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2028 |
The 2025 property tax bill for 3865 Pine Harbor Rd NE was $1,341 with exemptions applied.
Source: McIntosh County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McIntosh County |
| Unified School District | McIntosh County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $90,800 Land $30,000 Building $60,800 | $227,000 Land $75,000 Building $152,000 |
| 2023 | $1,075.00 Homeowner's exemption Senior Citizen's exemption | $88,920 Land $30,000 Building $58,920 | $222,300 Land $75,000 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3865 Pine Harbor Rd NE in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2017–2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3865 Pine Harbor Rd NE is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 98.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Darien Telephone Company Cable | 1,000 / 250 |
4G LTE (outdoors only), no 5G reported
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