3720 Pine Harbor Rd NE, Townsend, GA 31331 Property Records

McIntosh County property record for 3720 Pine Harbor Rd NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,612 sqft · built 2001
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (May 2024)
Tax Bill	$862 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0061-A-0011-001`

Property Details

APN / Parcel Number

Primary APN	`0061-A-0011-001`
Alternative APN	`10182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,612 sqft Heated Area
1st Floor Area	2,164 sqft
2nd Floor Area	224 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Corner
Garage Area	660 sqft
Porch	Slab
Porch Area	102 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10182
Street Address	3720 PINE HARBOR RD NE
City	TOWNSEND
State	GA
Zip	31331-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LTS 9 10 AND REMAINING PT OF 11 BLOCK 12
Legal Subdivision	RES-PINE HARBOR
Legal Block	12
Legal Lot Number	9
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1035
Census Tract	110102

Owner

3720 Pine Harbor Rd NE is owned and occupied by an individual who bought it in May 2024.

Source: McIntosh County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
Aug 24, 2020	Warranty Deed, Transfer · FHA Mortgage ANGEL OAK HOME LOANS
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage AMMERMAN GLORIA D

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	Apr 17, 2024 · Amount on File
Deed Document Number	20241074
Deed Book / Page	714 / 256
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Apr 17, 2024
Property Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149
Document Number	000712/980
Book / Page	712 / 980
Instrument Date	Apr 12, 2024
Instrument	2024000355
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 24, 2020
Property Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149
Document Number	000660/869
Book / Page	660 / 869
Instrument Date	Aug 24, 2020
Instrument	2020-000679
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149

Mortgage

Document Number	0000000660/0000000872
Date	Aug 26, 2020
Book Page	0000000660/0000000872
Instrument	001639

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jun 19, 2017
Property Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149
Document Number	0000626/46
Book / Page	626 / 46
Instrument Date	Jun 19, 2017
Instrument	2017-000534
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 PINE HARBOR RD NE, TOWNSEND, GA 31331-3149

Mortgage

Document Number	626/48
Date	Jun 20, 2017
Book Page	626/48
Instrument	001163

Lender

Name	AMMERMAN GLORIA D

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Pine Harbor Rd NE was $862 with exemptions applied.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$862.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,400 Land $15,000 Building $129,400	$361,000 Land $37,500 Building $323,500
2023	$4,959.00 Homeowner's exemption	$172,680 Land $15,000 Building $157,680	$431,700 Land $37,500 Building $394,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3720 Pine Harbor Rd NE in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2017–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Pine Harbor Rd NE is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 99.1% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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