3865 Davis Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3865 Davis Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,669 sqft · built 1985
Lot Size	1.01 acres (44,187 sqft)
Owner	2 Individual Names on File
Last Sale	$286,428 (Mar 2023)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-041120`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-041120`
Alternative APNs	`282923000000041120` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,669 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,669 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	44,187 sqft
Lot Dimensions	315 ft deep x 140 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	230 sqft
Patio Area	704 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3865 DAVIS RD
City	MULBERRY
State	FL
Zip	33860-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	W 140 FT OF E 831 FT OF S1/2 OF N1/2 OF NE1/4 OF SW1/4 LESS S 15 FT FOR RD R/W
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3002
Census Tract	14904

Owner

3865 Davis Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	202372999
Deed Book / Page	12633 / 1604
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2023
Property Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Document Number	0000072999
Book / Page	12633 / 1604
Instrument Date	Feb 28, 2023
Instrument	2023072999
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5128 BERRY PATCH RD, DOVER, FL 33527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3865 DAVIS RD, MULBERRY, FL 33860-7749

Mortgage

Document Number	0126331606
Date	Mar 30, 2023
Instrument	12633/1606

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207624
Date	Aug 10, 2021
Book Page	11841/757
Instrument	2021207624

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Document Number	0114170264
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 DAVIS RD MULBERRY FL 338607749, MULBERRY, FL 33860-7749

Mortgage

Document Number	0114170264
Date	Oct 16, 2020
Book Page	011417/000264
Instrument	219500

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Document Number	0111711579
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 DAVIS RD MULBERRY FL 338607749, MULBERRY, FL 33860-7749

Mortgage

Document Number	0111711579
Date	Mar 11, 2020
Book Page	011171/001579
Instrument	56166

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3865 DAVIS RD, MULBERRY, FL 33860-7749
Document Number	0108291047
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 DAVIS RD MULBERRY FL 338607749, MULBERRY, FL 33860-7749

Mortgage

Document Number	0108291047
Date	May 2, 2019
Book Page	010829/001047
Instrument	90235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3865 Davis Rd was $2,374 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,899 (+2.7%)	$277,202 (-14.94%) Land $20,300 Building $256,902
2025	$2,374.00	$223,855	$325,871 Land $20,300 Building $305,571
2023	$2,468.00 (+3.35%)	$189,392 (+3%)	$283,197 (+11.98%) Land $19,488 Building $263,709
2022	$2,388.00 Homeowner's exemption	$183,876	$252,896 Land $18,676 Building $234,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3865 Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3865 Davis Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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