Polk County property record for 3815 Davis Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1947 |
| Lot Size | 1.52 acres (66,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,697 (Aug 2022) |
| Tax Bill | $2,551 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-28-000000-041190 |
| Primary APN | 23-29-28-000000-041190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 66,285 sqft |
| Lot Dimensions | 315 ft deep x 210 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 880 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 63 sqft |
| Deck Area | Deck Area |
| Patio Area | 751 sqft |
| Street Address | 3815 DAVIS RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | W 210 FT OF E 691 FT OF S1/2 OF N1/2 OF NE1/4 OF SW1/4 LESS S 15 FT FOR DAVIS RD R/W |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14904 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 12, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 8, 2022 | Correction Deed INTERSTATE TITLE, ESTATE TITLE SERVICES INC |
| Jan 25, 2022 | Warranty Deed, Transfer ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2022 · Amount on Record |
| Deed Document Number | 2022219643 |
| Deed Book / Page | 12377 / 786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Number | 0000167340 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 12768/593 |
| Instrument | 2023167340 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Number | 0000219643 |
| Book / Page | 12377 / 786 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022219643 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 105, 1925, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Number | 0012377787 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 12377/787 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Number | 0000293791 |
| Book / Page | 12479 / 766 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022293791 |
| Record Updated | Nov 21, 2022 |
| Title Company | INTERSTATE TITLE, ESTATE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 105, 1925, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 25, 2022 |
| Property Address | 3815 DAVIS RD, MULBERRY, FL 33860-7749 |
| Document Number | 0000021715 |
| Book / Page | 12088 / 1186 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022021715 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1335 EAGLEVIEW DR, 1335, BRANDON, FL 33510-2579 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 105, 105, LAKELAND, FL 33803-3480 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,551.00 (-16.61%) Homeowner's exemption | $237,520 (+0.82%) Land $22,113 Building $215,407 | $237,520 (+0.82%) Land $22,113 Building $215,407 |
| 2023 | $3,059.00 (+86.18%) Homeowner's exemption | $235,584 (+82.82%) Land $22,113 Building $213,471 | $235,584 (+53.26%) Land $22,113 Building $213,471 |
| 2022 | $1,643.00 | $128,864 | $153,712 Land $20,885 Building $132,827 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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