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3865 Cottage Path, Sumter, SC 29153 Property Records

Sumter County property record for 3865 Cottage Path, Sumter, SC 29153 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,556 sqft · built 2001
Lot Size2.23 acres (97,139 sqft)
Owner2 Company Names on File
Tax Bill$1,157 (2025)
Deeds & MortgagesSep 2025 Transfer
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN242-00-05-015

Property Details

APN / Parcel Number

Primary APN242-00-05-015
Alternative APN
  • 45777

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,556 sqft Living Area
Gross Area3,188 sqft
1st Floor Area2,556 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area97,139 sqft (2.23 acres)
Garage TypeAttached
Garage Area557 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered/Finished Porch
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number45777
Street Address3865 COTTAGE PATH
CitySUMTER
StateSC
Zip29153-7560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 PB92-1645 2.23 AC -
Legal SubdivisionEMERALD LAKES
Legal Lot Number33
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER NORTHEAST
Census Block Group1
Census Block1018
Census Tract402

Owner

Source: Sumter County records · APN 242-00-05-015

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address896 GRIFFIN ST, SUMTER, SC 29154-6018
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Intrafamily Transfer, Transfer
Dec 29, 2017Deed of Trust, Mortgage · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 06, 2017Deed of Trust, Mortgage · FHA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 19, 2025
Transfer Doc0013450174
Record UpdatedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER SC
Recording DateSep 22, 2025
Property Address3865 COTTAGE PATH, SUMTER, SC 29153-7560
Document Number0013450174
Book / Page1345 / 174
Map ReferenceMB 92 PG 1645
Instrument DateJun 19, 2025
Transaction TypeTransfer
Record UpdatedOct 03, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3865 COTTAGE PATH, SUMTER, SC 29153-7560

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address3865 COTTAGE PATH, SUMTER, SC 29153-7560
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012400845
DateDec 29, 2017
Book Page1240/0845
Instrument1240-0845
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address3865 COTTAGE PATH, SUMTER, SC 29153-7560
Document Number0012320031
Book / Page001232 / 000031
Instrument DateApr 06, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3865 COTTAGE PATH SUMTER SC 291537560, SUMTER, SC 29153-7560

Mortgage

Document Number0012320031
DateApr 17, 2017
Book Page001232/000031
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,157.00 (+3.49%)$9,210 (-) Land $1,182 Building $8,028$231,130 (-) Land $29,660 Building $201,470
2024$9,210 (+2.22%) Land $1,182 Building $8,028$231,130 (+%) Land $29,660 Building $201,470
2023$1,118.00 (+0.18%)$9,010 (-) Land $950 Building $8,060$231,129 (-) Land $29,659 Building $201,470
2022$1,116.00$9,010 Land $950 Building $8,060$231,129 Land $29,659 Building $201,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire LikelihoodAbout 1 in 714 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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