3845 Cottage Path, Sumter, SC 29153 Property Records

Sumter County property record for 3845 Cottage Path, Sumter, SC 29153 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	3,334 sqft Living Area
Lot Size	91,912 sqft (2.1 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2001)
Tax Bill	$1,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`242-00-05-003`
Alternative APN	`45769`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	3,334 sqft Living Area
1st Floor	3,334 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	91,912 sqft (2.1 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Fence	Fence
Porch	Covered Porch
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ
Utility Building	35 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	45769
Old Parcel Number	242 00 05 003
Street Address	3845 COTTAGE PATH
City	SUMTER
State	SC
Zip	29153-7560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 34 PB95-1084 2.11 AC
Legal Subdivision	EMERALD LAKE
Legal Lot Number	34
Jurisdiction	SUMTER SC
Minor Civil Division	SUMTER NORTHEAST
Census Blockgroup	1
Census Block	1018
Census Tract	402

Owner

Source: Sumter County records · APN 242-00-05-003

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3845 COTTAGE PATH, SUMTER, SC 29153-7560
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2001 · Amount on Record
Deed Sale	Jul 27, 2001 · Amount on Record
Deed Doc Number	0000811398
Record Refreshed	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3845 COTTAGE PATH, SUMTER, SC 29153-7560
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012454375
Date	Jun 26, 2018
Book Page	1245/4375

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	SUMTER, SC 29150

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00 (-13.94%)	$11,790 (+1.9%) Land $1,120 Building $10,670	$294,700 (%) Land $28,060 Building $266,640
2023		$11,570 (-) Land $900 Building $10,670	$294,703 (-) Land $28,063 Building $266,640
2022	$1,794.00	$11,570 Land $900 Building $10,670	$294,703 Land $28,063 Building $266,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 69% of South Carolina
Wildfire Likelihood	About 1 in 820 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.