Lapeer County property record for 3864 Winding Pine Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,753 sqft · built 1991 |
| Lot Size | 0.728 acres (31,743 sqft) |
| Owner | Company Name on Record |
| Last Sale | $193,767 (May 2020) |
| Tax Bill | $3,035 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-430-016-00 |
| Primary APN | 015-430-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 1,728 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Lot Area | 31,743 sqft (0.728 acres) |
| Garage Area | 576 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 3864 WINDING PINE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 16 BRECHTWOOD EST. T6N R10E SECTION 9 |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 09 |
| Legal Subdivision | BRECHTWOOD EST |
| Legal Lot Number | 16 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 15, 2022 | Intrafamily Transfer, Transfer |
| May 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Book / Page | 3101 / 838 |
| Last Transfer Date | Nov 14, 2022 |
| Transfer Doc | 0033260898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 15, 2022 |
| Property Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0033260898 |
| Book / Page | 3326 / 898 |
| Map Reference | LB 7 PG 121-123 |
| Instrument Date | Nov 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 15, 2020 |
| Property Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0031010838 |
| Book / Page | 3101 / 838 |
| Map Reference | LB 7 PG 121 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1687 SUNRISE DR, 1687, GREENBUSH, MI 48738-9685 |
| Name | Verified Name |
|---|---|
| Address | 3864 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 3101840 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 3101/840 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,400 (+10.18%) | $402,800 (+10.18%) | |
| 2025 | $3,035.00 (+4.01%) Homeowner's exemption | $182,800 (+25.03%) | $365,600 (+25.03%) |
| 2024 | $2,918.00 (+10.49%) | ||
| 2023 | $146,200 | $292,400 | |
| 2022 | $2,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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