Lapeer County property record for 3857 Winding Pine Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,994 sqft · built 1991 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Nov 2022) |
| Tax Bill | $3,953 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-430-003-00 |
| Primary APN | 015-430-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 893 sqft |
| Unfinished Basement | 893 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Lot Area | 33,280 sqft (0.764 acres) |
| Garage Area | 366 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 3857 WINDING PINE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 BRECHTWOOD EST. T6N R10E SECTION 9 |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 09 |
| Legal Subdivision | BRECHTWOOD EST |
| Legal Lot Number | 3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 30, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Sep 1, 1991 · Amount on Record |
| Deed Book / Page | 3328 / 261 |
| Last Transfer Date | Feb 21, 2024 |
| Transfer Doc | 0033880669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 22, 2024 |
| Property Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0033880669 |
| Book / Page | 3388 / 669 |
| Map Reference | MB 7 PGS 121 THRU 12 |
| Instrument Date | Feb 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Name | Verified Name |
|---|---|
| Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0003388673 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 3388/673 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Number | 0033880673 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 3388/673 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 22, 2022 |
| Property Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0033280261 |
| Book / Page | 3328 / 261 |
| Map Reference | LB 7 PG 121-123 |
| Instrument Date | Nov 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Name | Verified Name |
|---|---|
| Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0003328263 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 3328/263 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 30, 2022 |
| Property Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 0033190062 |
| Book / Page | 3319 / 62 |
| Map Reference | LB 7 PG 121-123 |
| Instrument Date | Sep 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3857 WINDING PINE DR, 3857, METAMORA, MI 48455-8905 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3857 WINDING PINE DR, METAMORA, MI 48455-8905 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,800 (+10.19%) | $419,600 (+10.19%) | |
| 2025 | $3,953.00 (+4%) Homeowner's exemption | $190,400 (+24.2%) | $380,800 (+24.2%) |
| 2024 | $3,801.00 (+51.68%) | ||
| 2023 | $153,300 | $306,600 | |
| 2022 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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