3864 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3864 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,859 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$376,000 (2023)
Tax Bill	$5,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`342630009600014160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Heated Area
Gross Area	2,487 sqft Gross Area
1st Floor	1,859 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	120 ft x 63 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3864 WIND DANCER CIR
City	SAINT CLOUD
State	FL
Zip	34772-8274
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3C PB 22 PG 146-149 LOT 416
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT
Legal Phase	3C
Legal Tract	96
Legal Block	1
Legal Lot Number	416
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2037
Census Tract	43207

Owner

Source: Osceola County records · APN 342630009600014160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3864 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Doc Number	2023063997
Deed Book / Page	6409 / 2242
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 18, 2023
Property Address	3864 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number	0064092242
Book / Page	6409 / 2242
Map Reference	MB 22 PG 146-149
Instrument Date	Mar 23, 2023
Instrument	2023063997
Transaction Type	Transfer
Record Updated	Jun 05, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10739 LOS SANTOS DR, PORT RICHEY, FL 34668-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Mortgage

Document Number	0064092244
Date	May 18, 2023
Instrument	6409/2244

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00 (+76.77%) Homeowner's exemption	$336,700 (+62.38%) Land $78,800 Building $257,900	$336,700 (+0.33%) Land $78,800 Building $257,900
2023	$2,975.00 (+3.73%) Homeowner's exemption	$207,349 (+3%)	$335,600 (+16.08%) Land $63,000 Building $272,600
2022	$2,868.00 Homeowner's exemption	$201,310	$289,100 Land $57,800 Building $231,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.