3861 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3861 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,979 sqft Heated Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$229,269 (2014)
Tax Bill	$3,678.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`342630009600013270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,979 sqft Heated Area
Gross Area	2,807 sqft Gross Area
1st Floor	1,979 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	638 sqft Garage

Exterior Amenities

Pool Area	344 sqft Pool
Deck Area	1,560 sqft Deck
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3861 WIND DANCER CIR
City	SAINT CLOUD
State	FL
Zip	34772-8273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3C PB 22 PG 146-149 LOT 327
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT
Legal Phase	3C
Legal Tract	96
Legal Block	1
Legal Lot Number	327
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2030
Census Tract	43207

Owner

Source: Osceola County records · APN 342630009600013270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3861 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2014 · Amount on Record
Deed Sale	Aug 25, 2014 · Amount on Record
Deed Doc Number	2014123990
Deed Book / Page	4656 / 0055
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3861 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3861 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number	0059132343
Date	Mar 17, 2021
Book Page	5913/2343
Instrument	2021039418

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00 (+6.24%) Homeowner's exemption	$248,404 (+5.99%)	$370,200 (+0.27%) Land $75,000 Building $295,200
2023	$3,462.00 (+3.62%) Homeowner's exemption	$234,373 (+3%)	$369,200 (+14.77%) Land $60,000 Building $309,200
2022	$3,341.00 Homeowner's exemption	$227,547	$321,700 Land $55,000 Building $266,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.