3864 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 3864 W Cardinal St, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,716 sqft · built 1995
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$179,100 (Jul 2018)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-18-17-101-060`

Property Details

APN / Parcel Number

Primary APN	`88-18-17-101-060`
Alternative APN	`1817101060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Foundation Type	No Foundation
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	139 ft deep x 79 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881817101060
Street Address	3864 W CARDINAL ST
City	SPRINGFIELD
State	MO
Zip	65810-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CEDAR CREEK LOT 61
Legal Range	22W
Legal Township	28N
Legal Section	17
Legal Subdivision	CEDAR
Legal Block	101
Legal Lot Number	61
Jurisdiction	GREENE MO
Township / Civil Division	BATTLEFIELD B
Census Block Group	3
Census Block	3002
Census Tract	4105

Owner

3864 W Cardinal St is owned and occupied by an individual who bought it in July 2018.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3864 W CARDINAL ST, SPRINGFIELD, MO 65810-4701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Sep 18, 2015 · Amount on File
Deed Document Number	201824397
Deed Book / Page	2018 / 2439718
Prior Transfer Date	Mar 16, 2012
Prior Transfer Doc	0000014864
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Jul 6, 2018
Property Address	3864 W CARDINAL ST, SPRINGFIELD, MO 65810-4701
Document Number	0000002439
Book / Page	2018 / 024397-18
Instrument Date	Jun 27, 2018
Instrument	024397-18
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 W CARDINAL ST, SPRINGFIELD, MO 65810-4701

Mortgage

Document Number	0000002439
Date	Jul 6, 2018
Instrument	024398-18

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3864 W Cardinal St was $1,836.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,640 (-) Land $6,650 Building $28,990
2025	$1,836.00	$35,640 Land $6,650 Building $28,990	$187,600 Land $35,000 Building $152,600
2023	$1,783.00 (+17.23%)	$32,380 (+14.38%) Land $5,700 Building $26,680	$170,400 Land $30,000 Building $140,400
2022	$1,521.00	$28,310 Land $5,700 Building $22,610
2021			$149,000 Land $30,000 Building $119,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3864 W Cardinal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3864 W Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20