Greene County property record for 3848 W Cardinal St, Springfield, MO 65810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,348 sqft · built 2007 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,900 (Sep 2018) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-18-17-101-319 |
| Primary APN | 88-18-17-101-319 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 2,348 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Foundation Type | No Foundation |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 141 ft deep x 97 ft wide |
| Sewer | Connected |
|---|
| Account Number | 881817101319 |
|---|---|
| Street Address | 3848 W CARDINAL ST |
| City | SPRINGFIELD |
| State | MO |
| Zip | 65810-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CEDAR CREEK 2ND ADDITION LOT 2 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 17 |
| Legal Subdivision | CEDAR |
| Legal Lot Number | 2 |
| Jurisdiction | GREENE MO |
| Township / Civil Division | BATTLEFIELD B |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 4105 |
Source: Greene County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3848 W CARDINAL ST, SPRINGFIELD, MO 65810-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Prior Sale | Dec 18, 2014 · Amount on Record |
| Deed Document Number | 201833316 |
| Deed Book / Page | 2018 / 3331618 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | 0000002401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE MO |
| Property Address | 3848 W CARDINAL ST, SPRINGFIELD, MO 65810-4701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004564 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2021/4564-21 |
| Instrument | 4564-21 |
| Name | GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE MO |
| Recording Date | Sep 11, 2018 |
| Property Address | 3848 W CARDINAL ST, SPRINGFIELD, MO 65810-4701 |
| Document Number | 0000003331 |
| Book / Page | 2018 / 033316-18 |
| Map Reference | MB ZZ PG76 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 033316-18 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3848 W CARDINAL ST, SPRINGFIELD, MO 65810-4701 |
| Document Number | 0000003331 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 033317-18 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Greene County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Greene County |
| Unified School District | Springfield R-XII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 (+0.53%) | $49,380 (+10.97%) Land $6,650 Building $42,730 | $259,900 (+10.97%) Land $35,000 Building $224,900 |
| 2023 | $2,451.00 (+18.46%) | $44,500 (+15.55%) Land $5,700 Building $38,800 | $234,200 (+15.54%) Land $30,000 Building $204,200 |
| 2022 | $2,069.00 | $38,510 Land $5,700 Building $32,810 | |
| 2021 | $202,700 Land $30,000 Building $172,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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