3816 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3816 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2025)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14781`

Property Details

APN / Parcel Number

Primary APN	`14781`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	3816 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CAPAHOSIC
Legal Subdivision	PB7 44
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2015
Census Tract	100102

Owner

Source: Gloucester County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3816 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Mar 8, 2023	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Deed Document Number	20251006
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000000872
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 17, 2025
Property Address	3816 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305
Document Number	0250001006
Instrument Date	Feb 24, 2025
Instrument	250001006
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2025
Title Company	GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305

Mortgage

Document Number	0250001007
Date	Mar 17, 2025
Instrument	250001007

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2055

Interest

Rate Type	Fixed Rate

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 8, 2023
Property Address	3816 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3305
Document Number	0230000872
Instrument Date	Mar 6, 2023
Instrument	230000872
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7234 AMHERST LN, GLOUCESTER, VA 23061-5239

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+525.87%)	$291,650 (+492.78%) Land $69,200 Building $222,450	$291,650 (+492.78%) Land $69,200 Building $222,450
2024	$286.00	$49,200 (-) Land $49,200	$49,200 (-) Land $49,200
2023	$286.00 (-2.39%)	$49,200 (+21.48%) Land $49,200	$49,200 (+21.48%) Land $49,200
2022	$293.00	$40,500 Land $40,500	$40,500 Land $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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