Lake County property record for 38630 Marshall St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1949 |
| Lot Size | 1.18 acres (51,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,176 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0900-000-01100 |
| Primary APN | 24-18-26-0900-000-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 51,660 sqft (1.18 acres) |
| Lot Dimensions | 630 ft deep x 164 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Account Number | 1503507 |
|---|---|
| Street Address | 38630 MARSHALL ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHIDBY'S SUB N 32 FT OF LOT 11 LOT 12 PB 10 PG 85 |
| Legal Subdivision | WHIDBY'S |
| Legal Lot Number | 11-12 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 30109 |
38630 Marshall St is owned and occupied by an individual.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 38630 MARSHALL ST, UMATILLA, FL 32784-7430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38630 MARSHALL ST, UMATILLA, FL 32784-7430 |
| Document Number | 0059060447 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 5906/447 |
| Instrument | 2022028547 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246,420 Land $147,414 Building $99,006 | $558,394 Land $147,414 Building $410,980 | |
| 2024 | $4,176.00 (+13.51%) | ||
| 2023 | $3,679.00 (+10.58%) | $232,510 (+3%) | $544,876 (+29%) Land $147,414 Building $397,462 |
| 2022 | $3,327.00 | $225,740 | $422,398 Land $24,936 Building $397,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38630 Marshall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38630 Marshall St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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