38523 Marshall St, Umatilla, FL 32784 Property Records

Lake County property record for 38523 Marshall St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1997
Lot Size	0.275 acres (11,988 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Apr 1997)
Tax Bill	$2,400 (2024)
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0900-000-02300`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0900-000-02300`
Alternative APN	`1503621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,988 sqft (0.275 acres)
Lot Dimensions	148 ft deep x 81 ft wide
Garage Type	Finished
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1503621
Street Address	38523 MARSHALL ST
City	UMATILLA
State	FL
Zip	32784-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHIDBY'S SUB LOT 23--LESS S 2/3 & LESS E 10 FT FOR RD RW--PB 10 PG 85 ORB 1494 PG 2435
Legal Range	26E
Legal Township	18S
Legal Section	24
Legal Subdivision	WHIDBY'S
Legal Tract	900
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3016
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5808 CALLAWAY CIR, CALLAWAY, FL 32404-3236
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 1997 · Amount on Record
Deed Sale	Apr 30, 1997 · Amount on Record
Prior Sale	Feb 7, 1997 · Amount on Record
Deed Document Number	0151301854
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,594 (+1.74%) Land $66,326 Building $86,268	$152,594 (+1.74%) Land $66,326 Building $86,268
2024	$2,400.00 (+13.05%)
2023	$2,123.00 (+33.44%)	$149,979 (+58.36%)	$149,979 (+58.36%) Land $66,326 Building $83,653
2022	$1,591.00	$94,707	$94,707 Land $11,054 Building $83,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20