Hamilton County property record for 3853 Tower Rd, Cincinnati, OH 45248 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1946 |
| Square Footage | 1,125 sqft Living Area |
| Lot Size | 19,471 sqft (0.447 acres) |
| Garage | Basement, 2 sqft |
| Tax Bill | $2,528.00 (2025) |
| Primary APN | 550-0293-0013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 2,250 sqft Gross Area |
| 1st Floor | 1,125 sqft 1st Floor |
| Basement Area | 1,125 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,471 sqft (0.447 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 2 sqft Garage |
| Porch Area | 159 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3853 TOWER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWER AVE 100.03 X 200 IRR W L SEC 1217.65 FT S OF NW SEC COR |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | GREEN |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
Source: Hamilton County records · APN 550-0293-0013-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2023 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION SAVINGS BANK |
| May 14, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2023 |
| Deed Sale | Jul 05, 2023 |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Doc Number | 202345903 |
| Deed Book / Page | 14950 / 935 |
| Prior Transfer Date | Jun 26, 2023 |
| Prior Transfer Doc | 0000045903 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 05, 2023 |
| Property Address | 3853 TOWER RD, CINCINNATI, OH 45248-2024 |
| Document Number | 0000045903 |
| Book / Page | 14950 / 935 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023-0045903 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3853 TOWER RD, CINCINNATI, OH 45248-2024 |
| Document Number | 0000045904 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 2023-0045904 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 14, 2018 |
| Property Address | 3853 TOWER RD, CINCINNATI, OH 45248-2024 |
| Document Number | 0000000436 |
| Instrument Date | May 04, 2018 |
| Instrument | 18-0040436 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Mail Care Of | UNION SAVING BANK |
| Document Number | 0000000437 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 18-0040437 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 (+2.56%) | $48,531 (-) Land $15,925 Building $32,606 | $138,660 (-) Land $45,500 Building $93,160 |
| 2024 | $2,465.00 (-0.08%) | $48,531 (-) Land $15,925 Building $32,606 | |
| 2023 | $2,467.00 (-5.91%) | $48,531 (+10.93%) Land $15,925 Building $32,606 | $138,660 (+10.93%) Land $45,500 Building $93,160 |
| 2022 | $2,622.00 Homeowner's exemption | $43,750 Land $13,720 Building $30,030 | |
| 2020 | $125,000 Land $39,200 Building $85,800 |
3853 Tower Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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