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3863 Reflection Dock Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 3863 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,988 sqft Heated Area
Lot Size5,500 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$321,400 (2021)
Tax Bill$5,812.00 (2025)

Property Details

APN / Parcel Number

Primary APN0662681608
Alternative APN
  • U102920C1S000000000590

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,988 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,500 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
PorchOpen Porch
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number0662681608
Street Address3863 REFLECTION DOCK DR
CitySEFFNER
StateFL
Zip33584-5222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMIRROR LAKE STILLWATER LOT 59
Legal Lot Number59
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionBRANDON
Census Blockgroup3
Census Block3045
Census Tract12107

Owner

Source: Hillsborough County records · APN 0662681608

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3863 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2024Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Deed Doc Number2021355431
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3863 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3863 REFLECTION DOCK DR, SEFFNER, FL 33584-5222

Mortgage

Document Number0000053745
DateFeb 06, 2024
Instrument2024053745
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 05, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 15, 2021
Property Address3863 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Document Number0000355431
Map ReferenceMB 138 PG 94
Instrument DateJul 14, 2021
Instrument2021355431
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySEBER TITLE AGENCY LLC, MEMBERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,249.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address3863 REFLECTION DOCK DR, BRANDON, FL 33510

Mortgage

Document Number0000355432
DateJul 15, 2021
Instrument2021355432
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateOct 01, 2031
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate8.75%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,812.00 (+11.92%) Homeowner's exemption$311,678 (+5.99%)$320,829 (+9.1%) Land $65,340 Building $255,489
2023$5,193.00 (-20.56%) Homeowner's exemption$294,072 (-15.09%) Land $65,340 Building $228,732$294,072 (-15.09%) Land $65,340 Building $228,732
2022$6,537.00 Homeowner's exemption$346,349 Land $59,400 Building $286,949$346,349 Land $59,400 Building $286,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation44.4 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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