Hillsborough County property record for 3828 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 2022 |
| Lot Size | 0.264 acres (11,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,900 (Dec 2022) |
| Tax Bill | $5,169 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0662681508 |
| Primary APN | 0662681508 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,537 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,503 sqft (0.264 acres) |
| Lot Dimensions | 129 ft deep x 78.9 ft wide |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0662681508 |
|---|---|
| Street Address | 3828 REFLECTION DOCK DR |
| City | SEFFNER |
| State | FL |
| Zip | 33584-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRROR LAKE STILLWATER LOT 9 |
| Legal Lot Number | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 12107 |
Source: Hillsborough County records · APN 0662681508
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3828 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 2022604093 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 3828 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Document Number | 0000604093 |
| Map Reference | MB 138 PG 94-100 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022604093 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030 |
| Name | Verified Name |
|---|---|
| Address | 3828 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Document Number | 0000604094 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022604094 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,169.00 (+4.17%) Homeowner's exemption | $276,420 (+5.99%) | $326,098 (+3.91%) Land $113,298 Building $212,800 |
| 2023 | $4,962.00 (+254.68%) Homeowner's exemption | $260,806 (+153.21%) | $313,841 (+204.7%) Land $113,298 Building $200,543 |
| 2022 | $1,399.00 | $103,000 Land $103,000 | $103,000 Land $103,000 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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