Stearns County property record for 3863 43rd Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1985 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $414,000 (Nov 2025) |
| Tax Bill | $3,494 (2026) |
| Deeds & Mortgages | Nov 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0778 |
| Primary APN | 82-44152-0778 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 1 ft Width |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3863 43RD AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 5.00A SE4NW4SE4SW4 AND SW4NE4SE4SW4 OLD # 30.19149.080 SECTION 33 TOWNSHIP 124 RANGE 028 SECTION 33 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 33 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3863 43RD AVE S, SAINT CLOUD, MN 56301-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Deed Document Number | 20251702763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 5, 2025 |
| Property Address | 3863 43RD AVE S, SAINT CLOUD, MN 56301-8803 |
| Document Number | 00A1702763 |
| Instrument Date | Oct 24, 2025 |
| Instrument | A1702763 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3863 43RD AVE S, SAINT CLOUD, MN 56301-8803 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,494.00 (+18.52%) | $321,700 (+9.38%) Land $60,000 Building $261,700 | $321,700 (+9.38%) Land $60,000 Building $261,700 |
| 2025 | $294,100 (+7.81%) Land $60,000 Building $234,100 | $294,100 (+7.81%) Land $60,000 Building $234,100 | |
| 2024 | $2,948.00 (+3%) | ||
| 2023 | $2,862.00 | $272,800 Land $70,000 Building $202,800 | $272,800 Land $70,000 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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