2574 43rd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2574 43rd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,115 sqft · built 2005
Owner	Individual Name on Record
Tax Bill	$3,884 (2023)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44445-0453`

Property Details

APN / Parcel Number

Primary APN	`82-44445-0453`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,115 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Exterior Material	Brick
Lot Width	142 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.44445.0453
Street Address	2574 43RD AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD65
Legal Description	LOT 002 BLOCK 002 OF BOULDER RIDGE ESTATES
Legal Range	28
Legal Township	124
Legal Section	21
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2003
Census Tract	401

Owner

Source: Stearns County records, as of July 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2574 43RD AVE S, SAINT CLOUD, MN 56301-5493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed, Transfer
Nov 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	A1586078
Record Updated	Jun 7, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 16, 2020
Property Address	2574 43RD AVE S, SAINT CLOUD, MN 56301-5493
Document Number	00A1586078
Instrument Date	Oct 30, 2020
Instrument	A1586078
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 5, 2020
Property Address	2574 43RD AVE S, SAINT CLOUD, MN 56301-5493
Document Number	00A1585266
Instrument Date	Oct 30, 2020
Instrument	A1585266
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262, SARTELL, MN 56377-0262
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,884.00	$264,800 Land $40,000 Building $224,800	$264,800 Land $40,000 Building $224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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