38608 Ninadell Ave, Willoughby, OH 44094 Property Records

Lake County property record for 38608 Ninadell Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,101 sqft · built 1968
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jan 2021)
Tax Bill	$4,682 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-E-00-014-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-E-00-014-0`
Alternative APN	`E 27`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,101 sqft Living Area
1st Floor Area	750 sqft
Basement Area	375 sqft
Finished Basement	375 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Area	196 sqft

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Patio Area	48 sqft
Balcony	Balcony
Balcony Area	30 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 27
Street Address	38608 NINADELL AVE
City	WILLOUGHBY
State	OH
Zip	44094-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 3 DOUGLASS TRACT
Legal Subdivision	THE HOMELAND SUBDIVISION
Legal Lot Number	19
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1004
Census Tract	201700

Owner

38608 Ninadell Ave is owned and occupied by an individual who bought it in January 2021.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	38608 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Mar 28, 2014
Deed Document Number	458918
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38608 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38608 NINADELL AVE, KIRTLAND, OH 44094-7147

Mortgage

Document Number	0000024184
Date	Oct 30, 2025
Instrument	2025R024184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 4, 2021
Property Address	38608 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Document Number	0000000196
Map Reference	VOL H PG 21
Instrument Date	Dec 30, 2020
Instrument	2021R000196
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38608 NINADELL AVE, WILLOUGHBY, OH 44094-7147

Mortgage

Document Number	0000000197
Date	Jan 4, 2021
Instrument	2021R000197

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,682.00 (+53.56%) Homeowner's exemption	$49,460 (-) Land $12,660 Building $36,800
2022	$3,049.00 Homeowner's exemption	$49,460 Land $12,660 Building $36,800
2021			$141,320 Land $36,180 Building $105,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38608 Ninadell Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38608 Ninadell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline.

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