38622 Plains Ct, Willoughby, OH 44094 Property Records

Lake County property record for 38622 Plains Ct, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1928
Lot Size	0.084 acres (3,681 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,623 (2023)
Deeds & Mortgages	Dec 2023 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-E-00-032-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-E-00-032-0`
Alternative APN	`E 19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	3,681 sqft (0.084 acres)
Lot Dimensions	80 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	E 19
Street Address	38622 PLAINS CT
City	WILLOUGHBY
State	OH
Zip	44094-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	11
Legal Lot Number	24A
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1004
Census Tract	201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38622 PLAINS CT, WILLOUGHBY, OH 44094-7157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Aug 29, 2014
Last Transfer Date	May 12, 2020
Transfer Doc	0000011992
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38622 PLAINS CT, WILLOUGHBY, OH 44094-7157
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38622 PLAINS CT, WILLOUGHBY, OH 44094-7157

Mortgage

Document Number	0000025033
Date	Dec 14, 2023
Instrument	2023R025033

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	May 12, 2020
Property Address	38622 PLAINS CT, WILLOUGHBY, OH 44094-7157
Document Number	0000011992
Instrument Date	Apr 22, 2020
Instrument	11992
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38622 PLAINS CT WILLOUGHBY OH 440947157, WILLOUGHBY, OH 44094-7157

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,623.00 (+49.72%) Homeowner's exemption	$17,150 (-) Land $8,120 Building $9,030
2022	$1,084.00 Homeowner's exemption	$17,150 Land $8,120 Building $9,030
2021			$49,000 Land $23,200 Building $25,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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