38588 Plains Ct, Willoughby, OH 44094 Property Records

Lake County property record for 38588 Plains Ct, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 774 sqft · built 1920
Lot Size	0.075 acres (3,280 sqft)
Owner	Individual Name on Record
Tax Bill	$2,390 (2023)
Deeds & Mortgages	Jan 2023 Sale Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-E-00-024-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-E-00-024-0`
Alternative APN	`E 57`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	774 sqft Living Area
1st Floor Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,280 sqft (0.075 acres)
Lot Dimensions	82 ft deep x 40 ft wide
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	E 57
Street Address	38588 PLAINS CT
City	WILLOUGHBY
State	OH
Zip	44094-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT S/L 33 & PART OF S/L A-34
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	11
Legal Lot Number	2 & 3
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1016
Census Tract	201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38588 PLAINS CT, WILLOUGHBY, OH 44094-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Certificate of Transfer, Transfer
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023
Deed Sale	Jan 10, 2023
Prior Sale	Aug 18, 2003
Deed Document Number	478635
Record Updated	Jun 7, 2026

January 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2023
Property Address	38588 PLAINS CT, WILLOUGHBY, OH 44094-7155
Document Number	0000000475
Instrument Date	Sep 26, 2022
Instrument	2023R000475
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38588 PLAINS CT, WILLOUGHBY, OH 44094-7155

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38588 PLAINS CT, WILLOUGHBY, OH 44094-7155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012285
Date	Jun 3, 2019
Instrument	2019R012285

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,390.00 (+51.55%) Homeowner's exemption	$25,250 (-) Land $8,020 Building $17,230
2022	$1,577.00 Homeowner's exemption	$25,250 Land $8,020 Building $17,230
2021			$72,140 Land $22,910 Building $49,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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