3862 E Santa Fe Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3862 E Santa Fe Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,564 sqft · built 2006
Lot Size	0.058 acres (2,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Jan 2017)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-52-272`

Property Details

APN / Parcel Number

Primary APN	`304-52-272`
Alternative APN	`304522721`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	616 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	2,528 sqft (0.058 acres)
Parking Spaces	2 Parking Spaces
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3862 E SANTA FE LN
City	GILBERT
State	AZ
Zip	85297-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND E MCR 745-46
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND
Legal Lot Number	66
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3007
Census Tract	815800

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jan 20, 2017	Warranty Deed, Transfer · Conventional with PMI IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Document Number	201745695
Last Transfer Date	Dec 4, 2020
Transfer Doc	0001216728
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536

Mortgage

Document Number	0000001854
Date	Jan 3, 2024
Instrument	20240001854

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	28225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 10, 2020
Property Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536
Document Number	0001216728
Map Reference	MB 745 PG 46
Instrument Date	Dec 4, 2020
Instrument	20201216728
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536

Mortgage

Document Number	0001216729
Date	Dec 10, 2020
Instrument	20201216729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536
Document Number	0000030434
Instrument Date	Jan 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3862 E SANTA FE LN GILBERT AZ 852973536, GILBERT, AZ 85297-3536

Mortgage

Document Number	0000030434
Date	Jan 12, 2018
Instrument	30434

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 20, 2017
Property Address	3862 E SANTA FE LN, GILBERT, AZ 85297-3536
Document Number	0000045695
Instrument Date	Jan 12, 2017
Instrument	45695
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3862 E SANTA FE LN GILBERT AZ 852973536, GILBERT, AZ 85297-3536

Mortgage

Document Number	45696,
Date	Jan 20, 2017
Instrument	45696

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,120 (+114.18%)	$361,200 (+7.44%) Land $72,200 Building $289,000
2025	$1,248.00 (-6.73%)	$16,864 (-53.31%)	$336,200 (-6.92%) Land $67,200 Building $269,000
2024		$36,120	$361,200 Land $72,200 Building $289,000
2023	$1,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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