3859 E Santa Fe Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3859 E Santa Fe Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,684 sqft · built 2006
Lot Size	0.067 acres (2,923 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Sep 2020)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-52-242`

Property Details

APN / Parcel Number

Primary APN	`304-52-242`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,923 sqft (0.067 acres)
Parking Spaces	2 Parking Spaces
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3859 E SANTA FE LN
City	GILBERT
State	AZ
Zip	85297-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND E MCR 745-46
Legal Range	06E
Legal Township	02S
Legal Section	02
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND
Legal Lot Number	36
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	815800

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	20200825420
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535

Mortgage

Document Number	0000132025
Date	Feb 11, 2022
Instrument	20220132025

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535

Mortgage

Document Number	0000196026
Date	Apr 16, 2024
Instrument	20240196026

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 3, 2020
Property Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Document Number	0000825420
Map Reference	DOC 2005-643867
Instrument Date	Sep 1, 2020
Instrument	20200825420
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3859 E SANTA FE LN, 3859, GILBERT, AZ 85297-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535

Mortgage

Document Number	0000825421
Date	Sep 3, 2020
Instrument	20200825421

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000825422
Date	Sep 3, 2020
Instrument	20200825422

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHROITY OF
Type	Government Agency
Address	PHOENIX, AZ 85018

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	36 Months
Due	Sep 2, 2023

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Document Number	0000957665
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3859 E SANTA FE LN GILBERT AZ 852973535, GILBERT, AZ 85297-3535

Mortgage

Document Number	0000957665
Date	Nov 26, 2019
Instrument	957665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2017
Property Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535
Document Number	0000011968
Map Reference	MAP745 PG46
Instrument Date	Jan 4, 2017
Instrument	2017-0011968
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3859 E SANTA FE LN, GILBERT, AZ 85297-3535

Mortgage

Document Number	0000011969
Date	Jan 6, 2017
Instrument	2017-0011969

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,280 (+0.13%)	$382,800 (+0.13%) Land $76,500 Building $306,300
2025	$1,331.00 (-6.86%)
2024		$38,230	$382,300 Land $76,400 Building $305,900
2023	$1,429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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