Otoe County property record for 3862 D Rd, Otoe, NE 68417
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,320 sqft · built 1978 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (May 2008) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003436500 |
| Primary APN | 003436500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Roof Material | Built-Up Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 3862 D RD |
|---|---|
| City | OTOE |
| State | NE |
| Zip | 68417-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | 20-9-12 LOT 1 HEINE SUBD IN N1/2 NW1/4 3 AC BERLIN; MAP NUMBER: 3493-20-2-90000-000-0000 |
| Legal Range | 12 |
| Legal Township | 09 |
| Legal Section | 20 |
| Legal Subdivision | RURAL AG |
| Legal Lot Number | 1 |
| Jurisdiction | OTOE NE |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 966700 |
Source: Otoe County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3862 D RD, OTOE, NE 68417-8822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2008 · Amount on Record |
| Deed Sale | May 21, 2008 · Amount on Record |
| Deed Document Number | 20081486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTOE NE |
| Property Address | 3862 D RD, OTOE, NE 68417-8822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3862 D RD, OTOE, NE 68417-8822 |
| Document Number | 0202600116 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 202600116 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Otoe County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Otoe County |
| Unified School District | Syracuse-Dunbar-Avoca Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (-32.46%) | $287,552 (+19.23%) Land $42,680 Building $244,872 | $287,552 (+19.23%) Land $42,680 Building $244,872 |
| 2023 | $3,475.00 | $241,174 Land $38,800 Building $202,374 | $241,174 Land $38,800 Building $202,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Most Recent Claim | Jun 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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