3684 D Rd, Otoe, NE 68417 Property Records

Otoe County property record for 3684 D Rd, Otoe, NE 68417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1997
Lot Size	8.23 acres (358,499 sqft)
Owner	Individual Name on Record
Last Sale	$8,000 (Oct 2021)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003337700`

Property Details

APN / Parcel Number

Primary APN	`003337700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	358,499 sqft (8.23 acres)
Garage Type	Detached
Garage Area	960 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	610 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	3684 D RD
City	OTOE
State	NE
Zip	68417-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	19-9-12 LOT A J KASTENS SUBD NE1/4 NW1/4 8.23 AC BERLIN; MAP NUMBER: 3493-19-0-00000-000-0310
Legal Range	12
Legal Township	09
Legal Section	19
Legal Subdivision	RURAL AG
Legal Lot Number	A
Jurisdiction	OTOE NE
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1040
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3684 D RD, OTOE, NE 68417-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · FmHA Mortgage FARMERS & MERCHANTS BANK
Aug 16, 2017	Deed of Trust, Mortgage · FmHA Mortgage FARMERS & MERCHANTS BANK
Jan 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage ARBOR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	20213200
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	3684 D RD, OTOE, NE 68417-8823
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801410
Date	Jun 12, 2018
Instrument	201801410

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	88463

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	3684 D RD, OTOE, NE 68417-8823
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701865
Date	Aug 16, 2017
Instrument	201701865

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	68486

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	3684 D RD, OTOE, NE 68417-8823
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 D RD, OTOE, NE 68417-8823

Mortgage

Document Number	0202200062
Date	Jan 6, 2022
Instrument	202200062

Lender

Name	ARBOR BANK
Type	Bank
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (-33.37%)	$428,915 (+18.97%) Land $73,040 Building $355,875	$428,915 (+18.97%) Land $73,040 Building $355,875
2023	$5,226.00	$360,512 Land $66,400 Building $294,112	$360,512 Land $66,400 Building $294,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	10 / 1

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