3861 40th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3861 40th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,226 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2000)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-026-021-00`

Property Details

APN / Parcel Number

Primary APN	`18-026-021-00`
Alternative APN	`03-18-026-021-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Area	1,396 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3861 40TH ST
City	HAMILTON
State	MI
Zip	49419-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 884.95' S OF W 1/4 PST TH E 577.49' TH S 150.98' TH W 577.49' TH N 150.98' TO POB SEC 26 T4N R14W (91).
Legal Range	14W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2042
Census Tract	30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3861 40TH ST, HAMILTON, MI 49419-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Intrafamily Transfer, Transfer
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2000 · Amount on Record
Deed Sale	Mar 24, 2000 · Amount on Record
Deed Book / Page	1935 / 78
Last Transfer Date	Aug 21, 2023
Transfer Doc	004880/844
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 24, 2023
Property Address	3861 40TH ST, HAMILTON, MI 49419-9563
Document Number	004880/844
Book / Page	4880 / 844
Instrument Date	Aug 21, 2023
Instrument	2023012191
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3861 40TH ST, HAMILTON, MI 49419-9563

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3861 40TH ST, HAMILTON, MI 49419-9563
Transaction Type	Mortgage
Record Updated	Apr 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4330/402
Date	Mar 28, 2019
Book Page	4330/402

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,000 (+26.93%) Land $44,200 Building $152,800	$394,000 (+26.93%) Land $88,400 Building $305,600
2025	$3,396.00 (+23%)
2023		$155,200 Land $30,400 Building $124,800	$310,400 Land $60,800 Building $249,600
2022	$2,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th St

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