3856 40th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3856 40th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,612 sqft · built 2018
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-027-013-04`

Property Details

APN / Parcel Number

Primary APN	`18-027-013-04`
Alternative APN	`03-18-027-013-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	70,567 sqft (1.62 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3856 40TH ST
City	HAMILTON
State	MI
Zip	49419-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM E 1/4 COR TH S 1324.02' TH N 87 DEG 05'24 W 465.34' TO POB TH CONT N 87 DEG 05'24 W 330' TH N 214' TH S 87 DEG 05'24 E 330' TH S 214' TO POB SEC 27 T4N R14W (2018). SPLIT/COMBINED ON 01/26/2018 FROM 18-027-013-00, 18-027-009-50, 18-027-014-00;
Legal Range	14W
Legal Township	04N
Legal Section	27
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2043
Census Tract	30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3856 40TH ST, HAMILTON, MI 49419-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3856 40TH ST, HAMILTON, MI 49419-9563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4255/855
Date	Jun 20, 2018
Book Page	4255/855

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2019

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3856 40TH ST, HAMILTON, MI 49419-9563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4341/561
Date	May 6, 2019
Book Page	4341/561

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,000 (+23.84%) Land $42,300 Building $211,700	$508,000 (+23.84%) Land $84,600 Building $423,400
2025	$5,206.00 (+25.17%)
2023		$205,100 Land $29,100 Building $176,000	$410,200 Land $58,200 Building $352,000
2022	$4,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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