Oakland County property record for 3860 Thomas Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 1941 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Dec 2020) |
| Tax Bill | $6,378 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-353-008 |
| Primary APN | 04-25-07-353-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Game Room | Game Room |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 194 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3860 THOMAS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 266 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELLWOOD HEIGHTS |
| Legal Lot Number | 266 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 170100 |
3860 Thomas Ave is owned and occupied by an individual who bought it in December 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3860 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Dec 2, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Dec 26, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Feb 6, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Prior Sale | Dec 26, 2017 · Amount on File |
| Deed Document Number | 2020257777 |
| Deed Book / Page | 55289 / 6 |
| Prior Transfer Date | Aug 3, 2016 |
| Prior Transfer Doc | 0000150420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3860 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000134875 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 54484/219 |
| Instrument | 134875 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3860 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 413 N ETON ST 203, 203, BIRMINGHAM, MI 48009-5948 |
| Document Number | 0000253647 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 55263/158 |
| Instrument | 253647 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2017 |
| Property Address | 3860 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 0000233787 |
| Book / Page | 051416 / 000481 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 233787 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 734 LAPRAIRIE ST FERNDALE MI 482203215, FERNDALE, MI 48220-3215 |
| Document Number | 233788 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 051416/000482 |
| Instrument | 233788 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 6, 2017 |
| Property Address | 3860 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 0000022360 |
| Book / Page | 050359 / 000346 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 22360 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,266.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1879 GOLF RIDGE DR S BLOOMFIELD HILLS MI 483021735, BLOOMFIELD HILLS, MI 48302-1735 |
The 2025 property tax bill for 3860 Thomas Ave was $6,378 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,378.00 (-2.89%) Homeowner's exemption | $184,620 | $369,240 |
| 2024 | $6,568.00 | ||
| 2023 | $162,620 | $325,240 | |
| 2021 | $5,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3860 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3860 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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