Oakland County property record for 3846 Thomas Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 857 sqft · built 1941 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Aug 2020) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-353-009 |
| Primary APN | 04-25-07-353-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 857 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3846 THOMAS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 265 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELLWOOD HEIGHTS |
| Legal Lot Number | 265 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 170100 |
3846 Thomas Ave is owned and occupied by an individual who acquired it in August 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Aug 30, 2023 | Intrafamily Transfer, Transfer |
| Aug 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Feb 15, 2008 · Amount on File |
| Deed Document Number | 2020158993 |
| Deed Book / Page | 54640 / 213 |
| Last Transfer Date | Aug 23, 2023 |
| Transfer Doc | 0000095314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 20250145732 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 60715/103 |
| Instrument | 20250145732 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 30, 2023 |
| Property Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 0000095314 |
| Book / Page | 58844 / 233 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 95314 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 12, 2020 |
| Property Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 0000158993 |
| Book / Page | 54640 / 213 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 158993 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,021.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3846 THOMAS AVE, 3846, BERKLEY, MI 48072-3165 |
| Name | Verified Name |
|---|---|
| Address | 3846 THOMAS AVE, BERKLEY, MI 48072-3165 |
| Document Number | 0054640215 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 54640/215 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3846 Thomas Ave was $4,000 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,000.00 (-2.89%) Homeowner's exemption | $125,190 | $250,380 |
| 2024 | $4,119.00 | ||
| 2023 | $108,270 | $216,540 | |
| 2021 | $3,440.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3846 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3846 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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