3860 Osprey Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3860 Osprey Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,160 sqft · built 1984
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$1,735,000 (Aug 2025)
Tax Bill	$7,766 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136798-0420`

Property Details

APN / Parcel Number

Primary APN	`136798-0420`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Units	8 Units
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,522 sqft (0.54 acres)
Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3860 OSPREY CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-3819
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS3
Legal Description	14/61-63 CREEKSIDE SUB LOT 42 OR6206/307
Legal Range	29E
Legal Township	08S
Legal Section	11
Legal Subdivision	CREEKSIDE
Legal Block	1
Legal Lot Number	42
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1035
Census Tract	21207

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	202567586
Deed Book / Page	6206 / 307
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 26, 2021
Property Address	3860 OSPREY CIR, SAINT AUGUSTINE, FL 32086-3819
Document Number	0052741094
Book / Page	5274 / 1094
Map Reference	MB 14 PG 61-63
Instrument Date	May 24, 2021
Instrument	2021059002
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3313 KINGS RD S, 3313, ST AUGUSTINE, FL 32086-5071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 10TH ST, ST AUGUSTINE, FL 32080-3840

Mortgage

Document Number	0052741099
Date	May 26, 2021
Book Page	5274/1099
Instrument	2021059005

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,981 (+4.95%) Land $112,000 Building $401,981	$513,981 (+4.95%) Land $112,000 Building $401,981
2025	$7,766.00 (+13.99%)	$489,740 (+25.63%)	$489,740 (+25.63%) Land $112,000 Building $377,740
2024	$6,813.00 (+14.81%)
2023	$5,934.00 (+9.26%)	$389,822 (+11.17%)	$389,822 (+11.17%) Land $65,700 Building $324,122
2022	$5,431.00	$350,654	$350,654 Land $70,560 Building $280,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250