St. Johns County property record for 3854 Osprey Cir, Saint Augustine, FL 32086
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2,160 sqft · built 1984 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,467 (2025) |
| Deeds & Mortgages | Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 136798-0430 |
| Primary APN | 136798-0430 |
|---|
| Plumbing Fixtures | 20 Plumbing Fixtures |
|---|---|
| Units | 8 Units |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3854 OSPREY CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3820 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RS3 |
| Legal Description | 14/61-63 CREEKSIDE SUB LOT 43 & W1/2 LOT 44 OR2624/235 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | CREEKSIDE |
| Legal Block | 1 |
| Legal Lot Number | 43,44 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 21207 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 27 VEDDER ST, SAINT AUGUSTINE, FL 32084-1636 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3854 OSPREY CIR, SAINT AUGUSTINE, FL 32086-3820 |
| Document Number | 0047951344 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 LOUISE ST ST AUGUSTINE FL 320841616, ST AUGUSTINE, FL 32084-1616 |
| Document Number | 0047951344 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 004795/001344 |
| Instrument | 68475 |
| Name | FIRST ATLANTIC BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 15, 2022 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,572 (-23.83%) | $393,031 (+7.08%) Land $112,000 Building $281,031 | |
| 2025 | $5,467.00 (+23.97%) | $367,046 (+10.99%) | $367,046 (+10.99%) Land $112,000 Building $255,046 |
| 2024 | $4,410.00 (+1.73%) | ||
| 2023 | $4,335.00 (+8.51%) | $330,711 (+9.59%) | $330,711 (+9.59%) Land $65,700 Building $265,011 |
| 2022 | $3,995.00 | $301,782 | $301,782 Land $70,560 Building $231,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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