Lake County property record for 3860 Howard Ave, Clearlake, CA 95422 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 788 sqft · built 1966 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Owner Name on File |
| Last Sale | $68,000 (Dec 2013) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-122-070-000 |
| Primary APN | 040-122-070-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 788 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 660 sqft |
| Street Address | 3860 HOWARD AVE |
|---|---|
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLUB HOUSE ADD |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 802 |
Source: Lake County records · APN 040-122-070-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 3388, CLEARLAKE, CA 95422-3321 |
| Date | Document |
|---|---|
| May 04, 2018 | Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2013 · Amount on Record |
| Deed Sale | Dec 16, 2013 · Amount on Record |
| Deed Document Number | 2013018608 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 3860 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005659 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 2018005659 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 3860 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Document Number | 0000004896 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3860 HOWARD AVE CLEARLAKE CA 954227931, CLEARLAKE, CA 95422-7931 |
| Document Number | 0000004896 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 4896 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,103.00 (+2.7%) | $83,345 (+4.04%) Land $14,704 Building $68,641 |
| 2023 | $1,074.00 (+5.4%) | $80,111 Land $14,134 Building $65,977 |
| 2022 | $1,019.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330008022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 45 (1986–2017) |
| Claims Outside the SFHA | 10 of 45 |
| Most Recent Claim | Feb 2017, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| DigitalPath | Fixed Wireless (licensed-by-rule) | 400 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
| 101Netlink | Fixed Wireless | 100 / 20 |
May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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