Lake County property record for 3850 Howard Ave, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 594 sqft · built 1962 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Feb 2020) |
| Tax Bill | $1,010 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-122-060-000 |
| Primary APN | 040-122-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 594 sqft Living Area |
| 1st Floor Area | 594 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Steel Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 040-122-06 |
|---|---|
| Street Address | 3850 HOWARD AVE |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLUB HOUSE ADD/CLEAR LAKE HLND |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 802 |
Source: Lake County records · APN 040-122-060-000
Assessment roll updated October 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3850 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Intrafamily Transfer, Transfer |
| Feb 24, 2020 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Dec 02, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Deed Document Number | 20202185 |
| Last Transfer Date | Feb 09, 2022 |
| Transfer Doc | 0000002005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 11, 2022 |
| Property Address | 3850 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Document Number | 0000002005 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Feb 09, 2022 |
| Instrument | 2022002005 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 3850 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Document Number | 0000002185 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020002185 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 678, LUCERNE, CA 95458-0678 |
| Document Number | 0000002186 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020002186 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Dec 02, 2019 |
| Property Address | 3850 HOWARD AVE, CLEARLAKE, CA 95422-7931 |
| Document Number | 0000015531 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 15531 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14395 SPYGLASS CIR CHOWCHILLA CA 936107906, CHOWCHILLA, CA 93610-7906 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,010.00 (+3.06%) Homeowner's exemption | $82,019 (+4.04%) Land $21,871 Building $60,148 |
| 2023 | $980.00 (+5.6%) Homeowner's exemption | $78,836 Land $21,023 Building $57,813 |
| 2022 | $928.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 45 (1986–2017) |
| Claims Outside the SFHA | 10 of 45 |
| Most Recent Claim | Feb 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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