Gallatin County property record for 386 White Horse Loop, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,234 sqft · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (Jan 2025) |
| Tax Bill | $8,695 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGG84993 |
| Primary APN | 00RGG84993 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| 2nd Floor Area | 1,447 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 771 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RGG84993 |
|---|---|
| Street Address | 386 WHITE HORSE LOOP |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE HORSE RANCH SUB, S06, T02 S, R05 E, BLOCK 4, LOT 11, ACRES 0.33, PER PLAT J-693 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | WHITE HORSE RANCH SUB |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 502 |
386 White Horse Loop is owned by two individuals who bought it in January 2025.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4671 S DEPOT ST, CLAREMONT, NC 28610-8547 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on File |
| Deed Sale | Jan 28, 2025 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 20252843584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Mar 22, 2023 |
| Property Address | 386 WHITE HORSE LOOP, BOZEMAN, MT 59718-1223 |
| Document Number | 0002797702 |
| Map Reference | PL J-693 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2797702 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42816 POPLAR LN, BIG ARM, MT 59910-9019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 386 WHITE HORSE LOOP, BOZEMAN, MT 59718-1223 |
| Document Number | 0002797703 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2797703 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2026 property tax bill for 386 White Horse Loop was $8,695, up 99.7% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,695.00 (+99.75%) | $1,060,100 (-) | $1,060,100 (-) Land $311,538 Building $748,562 |
| 2025 | $4,353.00 | $1,060,100 | $1,060,100 Land $311,538 Building $748,562 |
| 2023 | $6,689.00 | $1,161,600 | $1,161,600 Land $204,868 Building $956,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 White Horse Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 White Horse Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
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