Gallatin County property record for 175 White Horse Loop, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,264 sqft · built 2024 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,583 (2026) |
| Deeds & Mortgages | Jul 2023 Construction Loan Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGG84955 |
| Primary APN | 00RGG84955 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| 2nd Floor Area | 1,312 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,244 sqft (0.327 acres) |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RGG84955 |
|---|---|
| Street Address | 175 WHITE HORSE LOOP |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE HORSE RANCH SUB, S06, T02 S, R05 E, BLOCK 1, LOT 26, ACRES 0.327, PER PLAT J-693 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | WHITE HORSE RANCH SUB |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 502 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 CONTRACTOR DR, BOZEMAN, MT 59718-5956 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK |
| Oct 13, 2022 | Warranty Deed, Transfer MONTANA TITLE AND ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 |
| Deed Sale | Oct 13, 2022 |
| Deed Document Number | 20222788711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 175 WHITE HORSE LOOP, BOZEMAN, MT 59718-1221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002806280 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2806280 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Oct 13, 2022 |
| Property Address | 175 WHITE HORSE LOOP, BOZEMAN, MT 59718-1221 |
| Document Number | 0002788711 |
| Map Reference | PL J-693 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2788711 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42816 POPLAR LN, 42816, BIG ARM, MT 59910-9019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 175 WHITE HORSE LOOP, BOZEMAN, MT 59718-1221 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,583.00 (-14.22%) | $1,154,100 (-9.47%) | $1,154,100 (-9.47%) Land $310,785 Building $843,315 |
| 2025 | $5,343.00 (+237.74%) | $1,274,875 (+524.35%) | $1,274,875 (+524.35%) Land $310,785 Building $964,090 |
| 2023 | $1,582.00 | $204,193 | $204,193 Land $204,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
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