386 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 386 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1986
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Sep 2020)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R054 B:22 L:A`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R054 B:22 L:A`
Alternative APN	`2101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2101
Street Address	386 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	22
Legal Lot Number	A
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2020
Census Tract	32002

Owner

386 School St is owned and occupied by an individual who bought it in September 2020.

Source: York County and Berwick Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	386 SCHOOL ST, BERWICK, ME 03901-2825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 10, 2018	Warranty Deed, Transfer PRIMARY RESIDENTL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	202044953
Deed Book / Page	18375 / 410
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Sep 14, 2020
Property Address	386 SCHOOL ST, BERWICK, ME 03901-2825
Document Number	0183750410
Book / Page	18375 / 410
Instrument Date	Sep 11, 2020
Instrument	2020044953
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LAMPREY VILLAGE DR, EPPING, NH 03042-1908

Mortgage

Document Number	2020044954
Date	Sep 14, 2020
Instrument	2020044954

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	386 SCHOOL ST, BERWICK, ME 03901-2825
Document Number	0180380244
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 SCHOOL ST BERWICK ME 039012825, BERWICK, ME 03901-2825

Mortgage

Document Number	0180380244
Date	Sep 5, 2019
Book Page	018038/000244
Instrument	37306

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Oct 10, 2018
Property Address	386 SCHOOL ST, BERWICK, ME 03901-2825
Document Number	0178190914
Book / Page	17819 / 0914
Instrument	2018042951
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018042952
Date	Oct 10, 2018
Instrument	2018042952

Lender

Name	PRIMARY RESIDENTL MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 386 School St was $4,201, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (+4.55%)	$322,200 (-) Land $95,100 Building $227,100
2024	$4,018.00 (+5.54%)	$322,200 (+55.05%) Land $95,100 Building $227,100
2023	$3,807.00 (+0.55%)	$207,800 (-) Land $67,900 Building $139,900	$400,140
2022	$3,786.00	$207,800 Land $67,900 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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