378 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 378 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,768 sqft · built 2006
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$579,000 (May 2026)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R054 B:24 L:A`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R054 B:24 L:A`
Alternative APN	`2104`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	1,066 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2104
Street Address	378 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	24
Legal Lot Number	A
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1014
Census Tract	32002

Owner

Source: York County and Berwick Town records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	378 SCHOOL ST, BERWICK, ME 03901-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage FIGURE LENDING LLC
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Nov 30, 2022	Warranty Deed, Transfer
Oct 11, 2022	Warranty Deed, Transfer
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20262026017283
Deed Book / Page	19909 / 267
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	378 SCHOOL ST, BERWICK, ME 03901-2825
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197610854
Date	Oct 14, 2025
Book Page	19761/854
Instrument	2025036968

Lender

Name	FIGURE LENDING LLC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	May 22, 2026
Property Address	378 SCHOOL ST, BERWICK, ME 03901-2825
Document Number	0199090267
Book / Page	19909 / 267
Instrument Date	May 21, 2026
Instrument	202617283
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	378 SCHOOL ST, BERWICK, ME 03901-2825

Mortgage

Date	May 22, 2026

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Nov 30, 2022
Property Address	378 SCHOOL ST, BERWICK, ME 03901
Document Number	0191610796
Book / Page	19161 / 796
Instrument Date	Nov 30, 2022
Instrument	2022050046
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	378 SCHOOL ST, BERWICK, ME 03901

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Oct 11, 2022
Property Address	378 SCHOOL ST, BERWICK, ME 03901
Document Number	0191300256
Book / Page	19130 / 256
Instrument Date	Oct 4, 2022
Instrument	2022043645
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE RIDGE DR, ROCHESTER, NH 03867-3349

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	378 SCHOOL ST, BERWICK, ME 03901
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180600084
Date	Oct 1, 2019
Book Page	18060/84
Instrument	2019041647

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,125.00 (+4.58%)	$469,700 (-) Land $111,700 Building $358,000
2024	$5,857.00 (+14.64%)	$469,700 (+68.41%) Land $111,700 Building $358,000
2023	$5,109.00 (+0.53%)	$278,900 (-) Land $78,700 Building $200,200	$489,250
2022	$5,082.00	$278,900 Land $78,700 Building $200,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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