Claiborne County property record for 386 River Rd, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,891 sqft · built 1958 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2024) |
| Tax Bill | $695 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013015 06906 |
| Primary APN | 013015 06906 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,891 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 75 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 210 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 386 RIVER RD |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H01 |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970100 |
Source: Claiborne County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 386 RIVER RD, HARROGATE, TN 37752-7609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on Record |
| Deed Sale | Jul 18, 2024 · Amount on Record |
| Deed Document Number | 24012872 |
| Deed Book / Page | 1660 / 669 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 386 RIVER RD, HARROGATE, TN 37752-7609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1560263 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1560/263 |
| Instrument | 20005244 |
| Name | FAMILY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Claiborne County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,225 (+5.13%) Land $3,125 Building $28,100 | ||
| 2024 | $695.00 (+17%) | ||
| 2022 | $594.00 | $29,700 Land $1,600 Building $28,100 | $124,900 Land $12,500 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2020) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Point Broadband Fiber | 1,000 / 1,000 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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