274 River Rd, Harrogate, TN 37752 Property Records

Claiborne County property record for 274 River Rd, Harrogate, TN 37752

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1987
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Aug 2023)
Tax Bill$748 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013015 06011

Property Details

APN / Parcel Number

Primary APN013015 06011
Alternative APN
  • 015 06011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions190 ft deep x 179 ft wide
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address274 RIVER RD
CityHARROGATE
StateTN
Zip37752-7635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H01
Legal Subdivision2
JurisdictionCLAIBORNE TN
Township / Civil Division7
Census Block Group1
Census Block1010
Census Tract970100

Owner

Source: Claiborne County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address274 RIVER RD, HARROGATE, TN 37752-7635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Warranty Deed, Transfer · Commercial Mortgage
COMMERCIAL BANK
Jul 26, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2023 · Amount on Record
Deed SaleAug 21, 2023 · Amount on Record
Prior SaleJul 26, 2019 · Amount on Record
Deed Document Number23009157
Deed Book / Page1640 / 100
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAIBORNE TN
Recording DateAug 21, 2023
Property Address274 RIVER RD, HARROGATE, TN 37752-7635
Document Number0001640100
Book / Page1640 / 100
Map ReferenceMB 142 PG 56
Instrument DateAug 11, 2023
Instrument23009157
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$647.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 RIVER RD, HARROGATE, TN 37752-7635

Mortgage

Document Number0023009158
DateAug 21, 2023
Instrument23009158
Lender
NameCOMMERCIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2053

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAIBORNE TN
Recording DateJul 26, 2019
Property Address274 RIVER RD, HARROGATE, TN 37752-7635
Document Number0001526299
Book / Page1526 / 299
Instrument DateJul 12, 2019
Instrument19002452
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$469.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 RIVER RD, HARROGATE, TN 37752-7635

Mortgage

Document Number0019002453
DateJul 26, 2019
Instrument19002453
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyClaiborne County
MunicipalityHarrogate City
Unified School DistrictClaiborne County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,975 (-) Land $5,650 Building $26,325
2024$748.00 (+16.88%)
2022$640.00$31,975 Land $5,650 Building $26,325$127,900 Land $22,600 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2002–2020)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Feb 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 92% of Tennessee
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTHUR-SHAWANEE UTILITY DISTRICT
serves 10,037 people · EPA ID TN0000022
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Point Broadband
Fiber
1,000 / 1,000
MountaiNet Telephone Company
Fiber
1,000 / 1,000

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