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386 Riley Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 386 Riley Rd, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,884 sqft · built 1929
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Tax Bill$4,043 (2025)
Deeds & MortgagesMay 2022 Refinance
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN384289 51.-1-30

Property Details

APN / Parcel Number

Primary APN384289 51.-1-30
Alternative APN
  • 315J172310

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,884 sqft Living Area
1st Floor Area1,256 sqft
Upper Floors Area628 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleTraditional
Exterior MaterialWood
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J172310
Street Address386 RILEY RD
CityMELROSE
StateNY
Zip12121-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block1
Legal Lot Number30.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group3
Census Block3049
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 51.-1-30

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address386 RILEY RD, MELROSE, NY 12121-2308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL COMMUNICATIONS FCU
Feb 19, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address386 RILEY RD, MELROSE, NY 12121-2308
Transaction TypeMortgage
Record UpdatedJun 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100610167
DateMay 17, 2022
Book Page10061/167
Instrument2022-611105
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 01, 2032

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address386 RILEY RD, MELROSE, NY 12121-2308
Document Number0000547912
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedMay 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 RILEY RD MELROSE NY 121212308, MELROSE, NY 12121-2308

Mortgage

Document Number0000547912
DateMar 05, 2019
Book Page008772/000110
Instrument547912
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 04, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,043.00$29,400 (-) Land $10,000 Building $19,400$206,461 (+12.71%) Land $70,225 Building $136,236
2023$29,400 Land $10,000 Building $19,400$183,178 Land $62,305 Building $120,873

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), as of January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830519013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Hudson Valley Wireless
Fixed Wireless		200 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 17 locations within half a mile of this property.

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