346 Riley Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 346 Riley Rd, Melrose, NY 12121

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,431 sqft · built 2009
Lot Size	12.2 acres (535,352 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Apr 2002)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384289 51.-1-49.2`

Property Details

APN / Parcel Number

Primary APN	`384289 51.-1-49.2`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	535,352 sqft (12.2 acres)
Lot Width	1,207 ft Width
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	346 RILEY RD
City	MELROSE
State	NY
Zip	12121-2308
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	49.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	3
Census Block	3049
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 51.-1-49.2

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 RILEY RD, MELROSE, NY 12121-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2002 · Amount on Record
Deed Sale	Apr 29, 2002 · Amount on Record
Deed Book / Page	330 / 1282
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	346 RILEY RD, MELROSE, NY 12121-2308
Document Number	0000575790
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RILEY RD MELROSE NY 121212308, MELROSE, NY 12121-2308

Mortgage

Document Number	0000575790
Date	Oct 07, 2020
Book Page	009310/000152
Instrument	575790

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 06, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,846.00	$50,900 (-) Land $10,700 Building $40,200	$357,444 (+12.71%) Land $75,140 Building $282,304
2023		$50,900 Land $10,700 Building $40,200	$317,134 Land $66,667 Building $250,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 12, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 17 locations within half a mile of this property.

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