Middlesex County and Dunellen Borough property record for 386 Prospect Ave, Dunellen, NJ 08812
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 1928 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Nov 2007) |
| Tax Bill | $10,357 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00060-0000-00017 |
| Primary APN | 03-00060-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,430 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 8,499 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Street Address | 386 PROSPECT AVE |
|---|---|
| City | DUNELLEN |
| State | NJ |
| Zip | 08812-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X170 |
| Legal Block | 60 |
| Legal Lot Number | 17 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | DUNELLEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 300 |
386 Prospect Ave is owned by a company that bought it in November 2007.
Source: Middlesex County and Dunellen Borough records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 386 PROSPECT AVE, DUNELLEN, NJ 08812-1528 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on File |
| Deed Sale | Nov 16, 2007 · Amount on File |
| Prior Sale | Sep 26, 1997 · Amount on File |
| Deed Document Number | 200717760 |
| Deed Book / Page | 5892 / 712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 386 PROSPECT AVE, DUNELLEN, NJ 08812-1528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028227 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 17826/14 |
| Instrument | 2020028227 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 386 Prospect Ave was $10,357, up 5% from the year before.
Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Dunellen Borough |
| Unified School District | Dunellen Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,400 (+1%) Land $108,400 Building $357,000 | $465,400 (+1%) Land $108,400 Building $357,000 | |
| 2025 | $10,357.00 (+5.03%) | $423,100 Land $108,400 Building $314,700 | $423,100 Land $108,400 Building $314,700 |
| 2024 | $9,861.00 | ||
| 2023 | $363,400 Land $108,400 Building $255,000 | $363,400 Land $108,400 Building $255,000 | |
| 2022 | $9,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 160 (1978–2025) |
| Claims Outside the SFHA | 16 of 160 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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