384 Prospect Ave, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 384 Prospect Ave, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1925
Lot Size	0.195 acres (8,499 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2018)
Tax Bill	$9,922 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00060-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`03-00060-0000-00016`
Alternative APN	`030006000016`

Interior

Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Location & Zoning

Street Address	384 PROSPECT AVE
City	DUNELLEN
State	NJ
Zip	08812-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X170
Legal Block	60
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	1
Census Block	1020
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit COUNTY EDUCATORS FCU
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 10, 2018	Special Warranty Deed, Transfer · FHA Mortgage FIRST ALLIANCE MORTGAGE LLC
Oct 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Oct 16, 2017
Deed Document Number	201842773
Deed Book / Page	17178 / 1365
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102675
Date	Dec 14, 2022
Book Page	19109/1718
Instrument	2022102675

Lender

Name	COUNTY EDUCATORS FCU
Type	Credit Union
Address	ROSELLE PARK, NJ 07204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122436
Date	Dec 2, 2020
Book Page	18156/1332
Instrument	2020122436

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2045

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 10, 2018
Property Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Document Number	201800042773
Book / Page	17178 / 1365
Instrument Date	Apr 9, 2018
Instrument	201800042773
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CARRINGTON TITLE SERVICES LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$834.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 TECHNOLOGY DR, 1000, O FALLON, MO 63368-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528

Mortgage

Document Number	201800042774
Date	May 10, 2018
Instrument	201800042774

Lender

Name	FIRST ALLIANCE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 16, 2017
Property Address	384 PROSPECT AVE, DUNELLEN, NJ 08812-1528
Document Number	0000017403
Book / Page	007056 / 000452
Instrument Date	Aug 31, 2017
Instrument	17403
Transaction Type	Foreclosure
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,900 (+11.99%) Land $108,400 Building $345,500	$453,900 (+11.99%) Land $108,400 Building $345,500
2025	$9,922.00 (+1.63%)	$405,300 (+8.66%) Land $108,400 Building $296,900	$405,300 (+8.66%) Land $108,400 Building $296,900
2024	$9,763.00 (+0.49%)
2023		$373,000 Land $108,400 Building $264,600	$373,000 Land $108,400 Building $264,600
2022	$9,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 policies
Nearby Flood Policies	131 in force
Nearby Flood Claims	160 (1978–2025)
Claims Outside the SFHA	16 of 160
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 33 claims Hurricane Irene, Sep 2011 · 47 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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