386 Harbor Dr, Macon, NC 27551 Property Records

Warren County property record for 386 Harbor Dr, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,284 sqft · built 2004
Lot Size	0.737 acres (32,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Jun 2001)
Tax Bill	$9,097 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I2A118`

Property Details

APN / Parcel Number

Primary APN	`I2A118`
Alternative APN	`24163 300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,284 sqft Heated Area
Basement Area	2,284 sqft
Unfinished Basement	2,284 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,128 sqft (0.737 acres)
Terrain	Mountain
View / Lot	Waterfront
Garage Type	Attached
Garage Area	868 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24163 300
Street Address	386 HARBOR DR
City	MACON
State	NC
Zip	27551-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV0313
Legal Description	LT 30 HARBOR LANDING
Legal Subdivision	HARBOR LANDING SUBDIVISION
Legal Lot Number	30
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 LONG VIEW DR, FRANKLINTON, NC 27525-6603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2001 · Amount on Record
Deed Sale	Jun 28, 2001 · Amount on Record
Deed Book / Page	708 / 137
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	386 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1079/819
Date	Apr 26, 2021
Book Page	1079/819
Instrument	1443

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	386 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1058/219
Date	Jun 17, 2020
Book Page	1058/219
Instrument	1368

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,097.00 (+2.95%)
2025	$8,836.00 (+41.97%)	$1,379,154 (+100.13%) Land $600,000 Building $779,154	$1,379,154 (+100.13%) Land $600,000 Building $779,154
2023	$6,224.00	$689,123 Land $300,000 Building $389,123	$689,123 Land $300,000 Building $389,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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