382 Harbor Dr, Macon, NC 27551 Property Records

Warren County property record for 382 Harbor Dr, Macon, NC 27551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,832 sqft · built 2004
Lot Size	0.826 acres (36,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Nov 2005)
Tax Bill	$7,734 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I2A117`

Property Details

APN / Parcel Number

Primary APN	`I2A117`
Alternative APN	`27879 300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Heated Area
Basement Area	1,226 sqft
Finished Basement	1,042 sqft
Unfinished Basement	184 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,012 sqft (0.826 acres)
Terrain	Mountain
View / Lot	Waterfront
Garage Type	Attached
Garage Area	552 sqft
Boat Access	Boat Access
Boat House	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27879 300
Street Address	382 HARBOR DR
City	MACON
State	NC
Zip	27551-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 HARBOR LANDING
Legal Subdivision	HARBOR LANDING SUBDIVISION
Legal Lot Number	29
Jurisdiction	WARREN NC
Township / Civil Division	SIXPOUND
Census Block Group	1
Census Block	1002
Census Tract	950101

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 OVERLOOK RIDGE RD, WAKE FOREST, NC 27587-3960
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2005 · Amount on Record
Deed Sale	Nov 22, 2005 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	20055057
Deed Book / Page	810 / 711
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	382 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 OVERLOOK RIDGE RD, WAKE FOREST, NC 27587-3960

Mortgage

Document Number	001116/731
Date	Dec 30, 2022
Book Page	1116/731
Instrument	3796

Lender

Name	TOWNEBANK
Type	Bank
Address	CARY, NC 27519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Nov 21, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	382 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001075/185
Date	Feb 23, 2021
Book Page	1075/185
Instrument	602

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NC
Property Address	382 HARBOR DR, MACON, NC 27551-9181
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001063/898
Date	Sep 14, 2020
Book Page	1063/898
Instrument	2329

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Warren County
Unified School District	Warren County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,734.00 (+3%)
2025	$7,509.00 (+29.58%)	$1,212,239 (+83.58%) Land $600,000 Building $612,239	$1,212,239 (+83.58%) Land $600,000 Building $612,239
2023	$5,795.00	$660,331 Land $300,000 Building $360,331	$660,331 Land $300,000 Building $360,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER SYSTEM serves 13,230 people · EPA ID NC0293015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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