386 Gardner Pl, Lathrop, CA 95330 Property Records

San Joaquin County property record for 386 Gardner Pl, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 1983
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Dec 2008)
Tax Bill$2,343 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (reduced by levee)
APN196-130-290-000

Property Details

APN / Parcel Number

Primary APN196-130-290-000
Alternative APN
  • 196-130-29

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,797 sqft Living Area
1st Floor Area1,797 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-130-29
Street Address386 GARDNER PL
CityLATHROP
StateCA
Zip95330-9409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1679 LOT 83
Legal SubdivisionEAGLE PARK 02
Legal Tract1679
Legal Block2
Legal Lot Number83
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2014
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address386 GARDNER PL, LATHROP, CA 95330-9409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2008 · Amount on Record
Deed SaleDec 11, 2008 · Amount on Record
Prior SaleJun 18, 2008 · Amount on Record
Deed Document Number2008190830
Prior Transfer DateMay 22, 2008
Prior Transfer Doc0000099957
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address386 GARDNER PL, LATHROP, CA 95330-9409
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 GARDNER PL, LATHROP, CA 95330-9409

Mortgage

Document Number0000039630
DateMar 25, 2022
Instrument2022-039630
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,343.00 (+0.99%)
2025$2,320.00 (+1.89%) Homeowner's exemption$180,145 (+4.04%) Land $52,792 Building $127,353
2023$2,277.00 (+1.52%) Homeowner's exemption$173,151 Land $50,743 Building $122,408$477,630
2022$2,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.

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