373 Gardner Pl, Lathrop, CA 95330 Property Records

San Joaquin County property record for 373 Gardner Pl, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,037 sqft · built 1982
Lot Size0.151 acres (6,581 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Apr 2009)
Tax Bill$1,736 (2026)
Deeds & MortgagesMar 2022 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN196-130-630-000

Property Details

APN / Parcel Number

Primary APN196-130-630-000
Alternative APN
  • 196-130-63

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,037 sqft Living Area
1st Floor Area1,037 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,581 sqft (0.151 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number196-130-63
Street Address373 GARDNER PL
CityLATHROP
StateCA
Zip95330-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-31-1992 FROM ORIGINAL APN 195-430-40
Legal SubdivisionEAGLE PARK 02
Legal Tract1679
Legal Block2
Legal Lot Number133
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2015
Census Tract5130

Owner

373 Gardner Pl is owned and occupied by an individual who bought it in April 2009.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address373 GARDNER PL, LATHROP, CA 95330-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2009 · Amount on File
Deed SaleApr 16, 2009 · Amount on File
Prior SaleDec 3, 2008 · Amount on File
Deed Document Number200956824
Prior Transfer DateNov 13, 2008
Prior Transfer Doc0000186593
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 22, 2022
Property Address373 GARDNER PL, LATHROP, CA 95330-9410
Document Number0000037494
Map ReferenceVOL 25 PG 82
Instrument DateMar 16, 2022
Instrument2022-037494
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 GARDNER PL, LATHROP, CA 95330-9410

Mortgage

Document Number0000037495
DateMar 22, 2022
Instrument2022-037495
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address373 GARDNER PL, LATHROP, CA 95330-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 GARDNER PL, LATHROP, CA 95330-9410

Mortgage

Document Number0000122070
DateNov 5, 2018
Instrument2018-122070
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 373 Gardner Pl was $1,736, up 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,736.00 (+0.93%)
2025$1,720.00$122,325 Land $29,613 Building $92,712
2023$1,650.00 (+1.41%)$117,577 Land $28,464 Building $89,113$351,000
2022$1,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 373 Gardner Pl in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 373 Gardner Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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