St. Charles County property record for 386 Defiance Rd, Defiance, MO 63341
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2.5 ba · 3,648 sqft · built 2005 |
| Lot Size | 5.12 acres (223,332 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T201300021 |
| Primary APN | T201300021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,648 sqft Gross Area |
| 1st Floor Area | 1,854 sqft |
| Basement Area | 1,794 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 223,332 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T201300021 |
|---|---|
| Street Address | 386 DEFIANCE RD |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2704 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PT SUR 970 & 1307 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 312204 |
386 Defiance Rd, an agricultural property, is owned by an individual.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 386 DEFIANCE RD, DEFIANCE, MO 63341-2704 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 386 DEFIANCE RD, DEFIANCE, MO 63341-2704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1924 GOLDEN HLS, SAINT PETERS, MO 63376-6702 |
| Document Number | 0000052616 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023R-052616 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 386 Defiance Rd was $4,802.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,109 (-) | $453,478 (-) Land $72,727 Building $380,751 | |
| 2025 | $4,802.00 | $86,109 | $453,478 Land $72,727 Building $380,751 |
| 2023 | $80,557 | ||
| 2022 | $424,254 Land $72,727 Building $351,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Defiance Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1993–2000) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2000 · Severe Thunderstorms And Flash Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 386 Defiance Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
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